Dividends are familiar, but they may not be the only way to access company profit. Let us compare the alternatives available in your circumstances.
Enter your details and approximate annual profit. We'll assess whether your position merits a specialist review.
Your review includes:
Explore whether you could retain up to 20% more
Confidential specialist review
Chartered Accountants and specialist tax professionals involved where appropriate
Keep your existing accountant
Three months' free accountancy available if you choose to join
Annual accounts confirm how much profit the company has generated. Dividend planning considers whether regularly distributing that profit remains appropriate when your personal tax position, company reserves and longer-term objectives are taken into account.
We assess dividends alongside remuneration, employer pension contributions, relevant benefits, retained-profit planning and extraction timing. Each option is considered for its tax treatment, accessibility, commercial effect and reporting requirements.
Our tax consultants and accountants work alongside specialist tax advisers and, where appropriate, independent tax barristers to examine the relevant legislation and identify compliant options suited to both the company and its owners.
Not by automatically replacing every dividend. By reviewing whether your present combination of income, retained profit and longer-term value remains appropriate.
Two owner-directors can generate the same company profit and retain materially different amounts. Their salary, dividend income, other personal income, pension position, ownership structure and timing requirements can all affect the outcome.
Dividends can remain an appropriate part of an owner-director’s remuneration strategy. However, relying on the same combination of salary and dividends every year does not establish that it remains the most suitable approach.
We compare salary, dividends, relevant benefits and other available forms of remuneration, taking account of both company and personal tax consequences.
Where appropriate, we consider whether company pension funding could support longer-term objectives, subject to contribution limits, eligibility and restrictions on accessing pension funds.
We examine whether profits should be extracted immediately, retained for future business requirements or accessed through a planned strategy over an appropriate period.
Assessing alternatives to dividends requires more than comparing headline tax rates. The company’s financial position, the owner’s personal circumstances and the detailed conditions attached to each option must be considered together.
Our accountants and tax specialists review profitability, distributable reserves, existing dividends, remuneration, other personal income and future objectives. We do not assume that dividends should be replaced. We determine whether they remain appropriate and whether credible alternatives justify more detailed modelling.
Where the legislation is complex, or a material point requires detailed legal analysis, we may work with an independent specialist tax barrister. That analysis may include the relevant legislation, case law and HMRC guidance before a recommendation is finalised.
Understand profitability, distributable reserves, cash flow, liabilities and the capital required within the company.
Compare the company and personal tax consequences of the current dividend strategy with credible alternatives.
Obtain focused legal analysis where the complexity or materiality of an option justifies independent specialist advice.
Complete the necessary accounting, payroll, pension, legal and company-secretarial steps in the correct sequence.
Free initial review. No obligation
Your engagements, position and personal objectives are considered together.
COMMERCIAL | TECHNICAL | PRACTICAL
Designed around the interaction between a profitable private company and the personal position of those who own and manage it.
We begin with your company figures and objectives, not a predetermined solution. If dividends remain the strongest option, we will tell you.
Options are compared using clearly stated assumptions, realistic timeframes and an equivalent basis of comparison.
We explain what could change, the potential benefit, any restrictions or deferred access and what would be required to proceed.
Tax efficiency is considered alongside company cash flow, future investment, accessibility, flexibility and commercial risk.
Where you decide to proceed, the required accounting, tax, pension, legal and reporting steps can be planned in sequence.
Request a free, no-obligation specialist review.
This initial review is intended for UK-resident owner-directors of limited companies generating at least £100,000 in annual profit before Corporation Tax.
At this level of profitability, repeatedly extracting profits through dividends can create a significant personal tax cost. Remuneration, pension funding, retained profits, timing and longer-term objectives should be considered together.
If your dividend strategy has remained largely unchanged while the company’s profitability has increased, it may no longer reflect your present circumstances.
This is not a promise to eliminate dividend tax. It is a structured review of whether dividends remain appropriate and whether credible alternatives are available.
Your Free Initial Review
Find out whether your current dividend-led strategy remains appropriate for your company and personal objectives.
We review the information you provide.
A specialist contacts you to discuss your current dividend strategy.*
You decide whether you would like to proceed.